To all FSB members and readers
Photobucket are in the process of changing the terms and conditions for users and are to start charging for hosting.
I don't know the exact details (I don't have a PB account) but anyone with a PB account should take copies of all of their photos before they disappear (unless they are prepared to pay for hosting).
The Vero layouts posted by user ShortScaleMike have already gone, no doubt many others will follow.